What tricks does an auto insurance adjuster use to low-ball the settlement?

Answer by  flamiss22 (5081)

They will make it seem like the accident is your fault and your rate will go up if you don't accept their offer. Also they will tell you if you get an attorney they will tie up your settlement in court for years to come.

Answer by  Sylvia (759)

They may not contact you with the legal time frame or may not put anything in writing or tell you your policy limits. They want you to sign a written medical release form. They delay with vacations, claim transfers, not returning calls. Tells you no lawyer is needed.

Answer by  Roland27 (16334)

They often will get quotes for repairs from mechanics that give them good rates. They will offer all of their business to these mechanics in exchange for good rates.

Answer by  Rubberchicken (819)

Insurance adjusters from reputable insurers do not imploy tricks and have wisdom to not make low-ball settlement offers. For property claims, adjusters usually make an offer for the amount owed. For casualty or injury claims, a range of value is developed and efforts to settle between those amounts are employed.